How it works

We offer a straightforward alternative to traditional lending. Our experienced credit committee can analyse risk on complex situations and provide quick decisions. We cater for a wide range of businesses, trusts and high net worth individuals providing short, medium and long term funding options.

  • Of loan commitment if all clearly defined criteria are met.

    Certainty

  • Speed and efficiency of service.

    Reliability

  • Loan terms are customised to suit individual borrower requirements.

    Opportunity

  • You know with whom you are dealing.

    Trust

  • Ability to repay or amend loan if circumstances change.

    Flexibility

  • Access to capital in more complex situations than traditional lenders provide.

    Simplicity

We offer a range of options:

  • Short term and ongoing funding solutions, including working capital finance;
  • Medium to longer term loans secured over assets and property in a variety of sectors;
  • From simple to highly complex borrowing solutions.

Our Solutions

Shorter term
(0-3 Months)
Medium term
(3-24 months)
Longer term
(24-60 Months)

Secured Cash Flow FundingView details

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Loans, including Bridging and Development FinanceView details

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Vendor Partner ProgrammeView details

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Supply Chain FinanceView details

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Invoice TradingView details

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Education FinanceView details

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Case Study:
Loan for an hotel refurbishment

Boutique Hotel

A loan was required to upgrade and refurbish a landmark boutique hotel. The loan was repaid through trading revenue.

Borrower Rate
9.95% pa
Location
Jersey/Corporate
LTV
17%
Term
36 Months
Amount
£440k
Security
Second registered charge over the property
View more Borrowing examples (Please go to each solution page to see specific requirements)
  • Invoice Trading for an industrial specialist

    A specialist industrial painting firm needed to replace their incumbent funder with a more flexible financing solution. On securing the facility with Sancus, the company secured a substantial new contract.

    Borrower Rate
    1.5% - 3% per 30 days
    Location
    UK/North East
    LTV
    80%
    Term
    Revolving Credit
    Amount
    £900k
    Security
    Debenture, personal guarantee, assignment of credit insurance
  • Supply chain finance for an engineering firm

    A civil engineering firm with a rapidly growing order book required a flexible funding facility to enable them to pay their suppliers quickly. Support was needed to meet increasing demand for their services whilst protecting their established supply chain. They were also able to negotiate early settlement discounts.

    Borrower Rate
    Paid as discount by supplier
    Location
    London
    LTV
    N/A
    Term
    Revolving Credit
    Amount
    £400k
    Security
    Promissory note
  • Loan to purchase three residential properties

    A UK corporation required a short term loan to assist in purchasing three UK residential properties prior to refinancing through a traditional lender.

    Borrower Rate
    12%
    Location
    UK/Corporate
    LTV
    54%
    Term
    9 months
    Amount
    £2.3m
    Security
    First legal charge over the properties

Please contact us for further information