How it works

We offer a straightforward alternative to traditional lending. Our experienced credit committee can analyse risk on complex situations and provide quick decisions. We cater for a wide range of businesses, trusts and high net worth individuals providing medium and long term funding options.

  • Of loan commitment if all clearly defined criteria are met.

    Certainty

  • Speed and efficiency of service.

    Reliability

  • Loan terms are customised to suit individual borrower requirements.

    Opportunity

  • You know with whom you are dealing.

    Trust

  • Ability to repay or amend loan if circumstances change.

    Flexibility

  • Access to capital in more complex situations than traditional lenders provide.

    Simplicity

We offer a range of options:

  • Secured cash flow funding for businesses;
  • Medium to longer term loans secured over assets and property in a variety of sectors;
  • From simple to highly complex borrowing solutions.

Our Solutions

Shorter term
(0-3 Months)
Medium term
(3-24 months)
Longer term
(24-60 Months)

Secured Cash Flow FundingView details

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Asset Backed Loans, including Bridging and Development FinanceView details

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Education FinanceView details

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Case Study:
Loan for an hotel refurbishment

Boutique Hotel

A loan was required to upgrade and refurbish a landmark boutique hotel. The loan was repaid through trading revenue.

Borrower Rate
9.95% pa
Location
Jersey/Corporate
LTV
17%
Term
36 Months
Amount
£440k
Security
Second registered charge over the property
View more Borrowing examples (Please go to each solution page to see specific requirements)
  • Development Loan for student accommodation

    An entrepreneur needed a loan to assist with the purchase and development of student accommodation in Wales. Planning consent had been obtained and the funds were needed to commence works.

    Borrower Rate
    12%
    Location
    Wales
    LTV
    59%
    Term
    12 months
    Amount
    £3.9m
    Security
    First legal charge over the property
  • Loan to refinance and upgrade a hotel

    A hotelier required a loan to refinance the purchase of a hotel and provide additional capital for improvements to the premises. The loan was repaid once traditional financing had been secured on completion of the refurbishment.

    Borrower Rate
    12%
    Location
    UK
    LTV
    65% inclusive of interest roll up
    Term
    24 months
    Amount
    £3m
    Security
    First legal charge on the property and debenture from the Borrower
  • Loan to purchase three residential properties

    A UK corporation required a short term loan to assist in purchasing three UK residential properties prior to refinancing through a traditional lender.

    Borrower Rate
    12%
    Location
    UK/Corporate
    LTV
    54%
    Term
    9 months
    Amount
    £2.3m
    Security
    First legal charge over the properties

Please contact us for further information