How it works
We offer a straightforward alternative to traditional lending. Our experienced credit committee can analyse risk on complex situations and provide quick decisions. We cater for a wide range of businesses, trusts and high net worth individuals providing short to medium term funding solutions.
We specialise in bridging and development property finance, short to medium term loans secured over assets and lending to both simple and highly complex structures.
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Of loan commitment if all clearly defined criteria are met.
Certainty
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Speed and efficiency of service.
Reliability
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Loan terms are customised to suit individual borrower requirements.
Opportunity
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You know with whom you are dealing.
Trust
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Ability to repay or amend loan if circumstances change.
Flexibility
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Access to capital in more complex situations than traditional lenders provide.
Simplicity
Case Study:
Loan for an hotel refurbishment

A loan was required to upgrade and refurbish a landmark boutique hotel. The loan was repaid through trading revenue.
- Borrower Rate
- 9.95% pa
- Location
- Jersey/Corporate
- LTV
- 17%
- Term
- 36 Months
- Amount
- £440k
- Security
- Second registered charge over the property
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Development Loan for student accommodation
An entrepreneur needed a loan to assist with the purchase and development of student accommodation in Wales. Planning consent had been obtained and the funds were needed to commence works.
- Borrower Rate
- 12%
- Location
- Wales
- LTV
- 59%
- Term
- 12 months
- Amount
- £3.9m
- Security
- First legal charge over the property
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Loan to refinance and upgrade a hotel
A hotelier required a loan to refinance the purchase of a hotel and provide additional capital for improvements to the premises. The loan was repaid once traditional financing had been secured on completion of the refurbishment.
- Borrower Rate
- 12%
- Location
- UK
- LTV
- 65% inclusive of interest roll up
- Term
- 24 months
- Amount
- £3m
- Security
- First legal charge on the property and debenture from the Borrower
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Loan to purchase three residential properties
A UK corporation required a short term loan to assist in purchasing three UK residential properties prior to refinancing through a traditional lender.
- Borrower Rate
- 12%
- Location
- UK/Corporate
- LTV
- 54%
- Term
- 9 months
- Amount
- £2.3m
- Security
- First legal charge over the properties