How it works

We provide a range of attractive, risk adjusted returns for our Co-Funders. Typical Co-Funders include institutions, family offices, high net worth individuals and private clients seeking alternatives to the current low interest rates. We fund alongside or in front of our Co-Funders in every deal, providing assurance that we have full confidence in our credit process.

  • Through a low correlation to traditional asset classes with returns in excess of bonds and cash.

    Diversification

  • Co-Funders can choose which loans they wish to participate in with interest (usually) paid monthly.

    Control

  • Easy, direct secured lending with transparent reporting.

    Simplicty

  • You know with whom you are dealing.

    Trust

  • Ability to recall monies if personal circumstances change.

    Flexibility

  • Assisting the real economy, making a difference in your local community.

    Impact

Our Solutions

Lower Risk/Return Higher Risk/Return

Secured Cash Flow FundingView details

seventen

Asset Backed Loans, including Bridging and Development FinanceView details

foureight

Education FinanceView details

onefour

Case Study:
Education Finance for a University

Education Finance for University

A University in Southern England had ambitious growth plans but were restricted by their existing funding lines. With new challenges due to changes in timings of government funding payments, the university had to source alternative sources of working capital and growth financing.

Co-funders Rate
6% pa
Location
UK/Southern England
LTV
N/A
Term
Revolving Credit
Amount
£10m
Security
Promissory note, letter of undertaking
View more Funders examples (Please go to each solution page to see specific requirements)

  • Loan for a property development

    A bridging loan was required for a property development in Gibraltar, the terms were complex but financing needed to be raised quickly.

    Co-Funder Rate
    14% pa
    Location
    Gibraltar/Trust
    LTV
    17%
    Term
    6 months
    Amount
    £7.2m
    Security
    First charge on properties and guarantee by beneficial owner

  • Loan to purchase residential and commercial property

    A loan was required to assist with the purchase of a mixed residential and commercial property with associated remedial works in Sligo, Ireland.

    Co-Funder Rate
    10% pa
    Location
    IOM/UK Corporate
    LTV
    62%
    Term
    12 months
    Amount
    £1.3m
    Security
    Charge over shares in two UK companies and 1st legal charge over UK property

  • Loan for a Swiss apartment

    A loan was required to purchase an apartment in Switzerland. The loan was needed immediately to secure a bargain price, prior to arranging financing from a traditional lender.

    Co-Funder Rate
    10% pa
    Location
    Jersey/Property
    LTV
    37%
    Term
    6 months
    Amount
    £1.1m
    Security
    First registered charge over Jersey residential property

Please contact us for further information