How it works
We provide attractive returns at a risk level dictated by the Co-Funders. Our typical Co-Funders include institutions, family offices, high net worth individuals and private clients seeking alternatives to the current low interest rates. We fund alongside or in front of our Co-Funders in every deal, providing assurance that we have full confidence in our credit process.
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Through a low correlation to traditional asset classes with returns in excess of bonds and cash.
Diversification
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Co-Funders can choose which loans they wish to participate in with interest (usually) paid monthly.
Control
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Easy, direct secured lending with transparent reporting.
Simplicty
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You know with whom you are dealing.
Trust
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Ability to recall monies if personal circumstances change.
Flexibility
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Assisting the real economy, making a difference in your local community.
Impact
Our Solutions
Secured Cash Flow FundingView details
Secured, Asset Backed LoansView details
Vendor Partner ProgrammeView details
Supply Chain FinanceView details
Invoice TradingView details
Education FinanceView details
Case Study:
Education Finance for a University
A University in Southern England had ambitious growth plans but were restricted by their existing funding lines. With new challenges due to changes in timings of government funding payments, the university had to source alternative sources of working capital and growth financing.
- Co-funders Rate
- 6% pa
- Location
- UK/Southern England
- LTV
- N/A
- Term
- Revolving Credit
- Amount
- £10m
- Security
- Promissory note, letter of undertaking
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Loan for a property development
A bridging loan was required for a property development in Gibraltar, the terms were complex but financing needed to be raised quickly.
- Co-Funder Rate
- 14% pa
- Location
- Gibraltar/Trust
- LTV
- 17%
- Term
- 6 months
- Amount
- £7.2m
- Security
- First charge on properties and guarantee by beneficial owner
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Loan to purchase residential and commercial property
A loan was required to assist with the purchase of a mixed residential and commercial property with associated remedial works in Sligo, Ireland.
- Co-Funder Rate
- 10% pa
- Location
- IOM/UK Corporate
- LTV
- 62%
- Term
- 12 months
- Amount
- £1.3m
- Security
- Charge over shares in two UK companies and 1st legal charge over UK property
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Loan for a Swiss apartment
A loan was required to purchase an apartment in Switzerland. The loan was needed immediately to secure a bargain price, prior to arranging financing from a traditional lender.
- Co-Funder Rate
- 10% pa
- Location
- Jersey/Property
- LTV
- 37%
- Term
- 6 months
- Amount
- £1.1m
- Security
- First registered charge over Jersey residential property