The Borrower was introduced to Sancus by ACDS Consultants, a boutique debt advisory practice based in the West Midlands.

The loan, for the development of 33 apartments in central Birmingham, involved negotiation of an overage agreement as well as a complex build programme due to the site location for the development.

ACDS was founded by Ajeet Karandikar in 2005 and he was joined by Steve Long in 2017. The company provides advice and source debt facilities across a wide range of sectors and are a highly regarded intermediary in the region.

ACDS have been working with Sancus in the UK since 2019, completing a number of loans together during this time.

“Sancus offered a well-structured facility that didn’t change through the completion process, we also discovered how tenacious the team at Sancus can be through to completion. This ensured that we closed a loan in a highly complex situation that other lenders may have not had the stamina to complete. We have complete confidence in recommending Sancus for short/medium term property financing. With Sancus it’s a relationship led approach and that makes a big difference in delivering good outcomes.

It’s important for our clients that we are able to provide them with options that we know are reliable and match them with lenders that will deliver on their promises. When we talk to Sancus we know that we are talking to experienced people who are able to quickly understand our clients’ requirements.

When we recommend funders to clients, Sancus will often be one of our top 3 because of the certainty, creativity and relationship focused approach they bring to transactions.”

Steve Long, Director ACDS Consultants

A bridging loan secured on a large rural estate in the Irish midlands. The owner was looking to release funds pending the sale of the property to allow for the purchase and refurbishment of another property.

The Introducer, Conor Devine of Clearpath Finance already had a long standing relationship with Michael Mooney (MD, Sancus (Ireland)) to whom he had referred other property financing opportunities.

“I knew that Sancus would give me a fast response as to whether we could support the Borrower, so they were the first company I approached. We worked together to successfully get the deal across the line and the client was happy.

Sancus is a “good fit” for our company and how we like to do business and I trust the team will do what they commit to, I would certainly work with them again.”

The Borrower was introduced to Sancus by Colliers (Jersey).

The client wanted to repay all outstanding debt to include existing bank mortgages, private lending and expensive credit card debt pending moving to a longer term finance agreement. They were eventually looking to downsize from their current residence which would repay all debt and release equity for wealth management and pension purposes and in the process needed a short term bridge to achieve the first part of their plan.

The Colliers team have had a strong working relationship with the Sancus (Jersey) team since the company was formed, referring a number of loan opportunities and completing on several loans.

Colliers have 15 offices across the UK and offer a full range of commercial and residential real-estate services to occupiers, developers, owners and investors.

“We have known and worked with the Jersey Sancus team since inception, enjoying an excellent working relationship with them, matching our clients’ needs with their range of flexible, bespoke, highly tailored facilities. Their speed of service sets them apart from the majority of funders. They are always reliable, open and easy to deal with and we know that they will treat every client with discretion and professionalism, whilst keeping us updated at each stage, we have no hesitation in recommending Sancus to our clients.” Ben Thomasson, Director Colliers International (Jersey).