Education Finance


What is it?

Education Finance offers a specialist structured finance product designed specifically for the educational sector. It’s a long term funding solution with short term flexibility, delivering an ongoing source of working capital via a revolving credit facility that does not interfere with your existing funding arrangements.

The Benefits

  • Improved working capital;
  • Higher level of funding, working alongside any existing funding arrangements;
  • Increased transparency and competitive pricing, agreed upfront;
  • Flexibility to meet all requirements, you can choose when and how to use the facility, with no contracts;
  • No formal security required.

What does it cost?

Facilities are charged on a “pay as you use” basis, with a one-off arrangement fee.

What are the requirements?

Our starting level for Education Finance is £500k, rising to £15m funding limit.

How does it work?

  1. You send us confirmation of your student related income schedule.
  2. We agree the facility together.
  3. You advise us of your funding requirements and issue us with a promissory note.
  4. Sancus provides you with upfront funding as requested.
  5. You pay Sancus back on the agreed repayment date as detailed in your promissory note.